by Brian Huddleston | Mar 14, 2012 | Uncategorized
Good people sometimes need a second chance. Most foreclosures are a result of an unexpected life event, such as: Death in the Family Difficult and costly Divorce Lost Job or had to Change Jobs Health problems with Expensive Medical Bills And never before has the...
by Brian Huddleston | Mar 12, 2012 | Uncategorized
To set the stage, we?ll begin with the numbers: Five (5) servicers are subject to the settlement agreement – Ally Financial, Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo Amount the servicers are bound to pay Oklahoma in cash and in kind?in...
by Brian Huddleston | Mar 8, 2012 | Uncategorized
“?21 In the present case, Appellee claims they are the holder of the note and mortgage. The note found in the record contains no indorsements. Appellants state, in their Reply Brief, that an alleged original “blue ink” copy of the note was with...
by Brian Huddleston | Mar 8, 2012 | Uncategorized
“?8 In the present case, Appellee has only presented evidence of an indorsed-in-blank note and an “Assignment of Mortgage.” Appellee must prove that it is the holder of the note or the nonholder in possession who has the rights of a holder?prior?to...
by Brian Huddleston | Mar 8, 2012 | Uncategorized
States the usual recent stuff: “?8 To commence a foreclosure action in Oklahoma, a plaintiff must demonstrate it has a right to enforce the Note and, absent a showing of ownership, the plaintiff lacks standing.?Gill v. First Nat. Bank & Trust Co. of Oklahoma...
by Brian Huddleston | Feb 29, 2012 | Uncategorized
Appellee must show it became a “person entitled to enforce”?prior?to the filing of the foreclosure proceeding. There is a question of fact as to when and if this occurred, and thus summary judgment is not appropriate. Therefore, we reverse the granting of...
by Brian Huddleston | Feb 15, 2012 | Uncategorized
Board of Governors of the Federal Reserve System Office of the Comptroller of the Currency February 15, 2012 WASHINGTON–People seeking a review of their mortgage foreclosures under the Federal banking agencies’ Independent Foreclosure...
by Brian Huddleston | Feb 13, 2012 | Uncategorized
If you have a disagreement with the assessor, you MUST NOT rely on just phone calls to protest the assessed value of your home. You must file a written appeal within twenty (20) working days from the date you were mailed your notice of change in assessed value. ?The...
by Brian Huddleston | Feb 12, 2012 | Uncategorized
Deutsche Bank Nat’l Trust Co. v. Byrams, 2012 OK 4 (Okla., 2012)?quote: CONCLUSION ?11 It is a fundamental precept of the law to expect a foreclosing party to actually be in possession of its claimed interest in the note, and have the proper supporting...
by Brian Huddleston | Jan 10, 2012 | Uncategorized
A federal appeals court has upheld a ruling that blocked the implementation of an Oklahoma law barring judges from considering international or Islamic law in their decisions. The 10th Circuit Court of Appeals, in a ruling released Tuesday, affirmed an order by a...
